27 feb 2026
If you're planning to move to Spain, one of the most important requirements for your residence visa application is having valid private health insurance.
Choosing the wrong policy can delay or even reject your visa.
This guide explains exactly what you need.
Is Health Insurance Mandatory for Spain Residence?
Yes.
Spanish immigration authorities require private health insurance that:
Covers the entire Spanish territory
Has no co-payments that limit essential care
Includes hospitalization and specialist care
Has no coverage caps comparable to the public system
You can calculate your policy here:
👉 https://www.seguren.com/cotizador-seguro-visa-de-residencia-english
What Type of Insurance Is NOT Accepted?
❌ Travel insurance
❌ Emergency-only coverage
❌ Policies with low annual limits
You need a full private health insurance plan equivalent to Spain’s public healthcare system.
Check detailed coverage here:
👉 https://www.seguren.com/asisa-health-residents-coverage
Can I Buy Insurance Before Arriving in Spain?
Yes — and you should.
Most applicants purchase their insurance before submitting their visa documents.
Enroll directly here:
👉 https://www.seguren.com/enroll-now-asisa-health-residents
How Much Does It Cost?
Prices typically range between €45 and €95 per month depending on age.
Get Approved Without Risk
Start your quote here:
👉 https://www.seguren.com/cotizador-seguro-visa-de-residencia-english
