✅ 1. What Does This Insurance Package Include?

This offer combines two complementary policies designed specifically for ski instructors:

a) Professional Liability Insurance

Protects the ski instructor against unintentional bodily injury or property damage caused to third parties during their professional activity.

b) Participant Accident Insurance

Covers students or participants in case of accidents occurring during training sessions or sports activities on marked ski slopes.

✅ 2. What Does Each Policy Cover?

Liability Insurance

• Third-party liability for unintentional damages.

• Civil and criminal defense, legal fees, court costs, and bail bonds.

• Legal assistance, advice, and claims management.

Participant Accident Insurance

• Accidental death: €3,000

• Permanent disability due to accident: €6,000

• Medical assistance: €6,000

• Search and rescue: €6,000

• No deductible.

✅ 3. Limits and Deductibles

Liability Insurance

• Limit per claim and per policy period: €601,012

• Limit per injured party: €601,012

• Fixed deductible: €150

Participant Accident Insurance

• Insured sums according to coverage (€3,000 / €6,000 / €6,000)

• No deductible

• Single premium for the entire season

✅ 4. Territorial Scope of Coverage

Liability Insurance

• Spain

• European Union

• Andorra

• Switzerland

Participant Accident Insurance

• During ski training activities on marked and designated slopes

✅ 5. Pricing

• Liability Only: from €91.95 / season

• Liability + Accident Pack: €209.27 / season

100% online enrollment
Instant certificates available to present at the ski resort