2 ene 2026
Are you planning to work as a ski or snowboard instructor in Spain this season?
Whether you are heading to the Pyrenees, Sierra Nevada, or Andorra, securing your position is just the first step. Before you hit the slopes, there is one crucial requirement you cannot overlook: Professional Liability Insurance.
Many instructors assume standard travel insurance is enough. It isn’t. If you are teaching professionally, you need specific coverage that protects you against claims from third parties and covers your students during training.
Here is everything you need to know about the Seguren Ski Instructor Insurance, designed specifically for professionals working in Spain and Europe.
1. What Does This Insurance Cover?
Our comprehensive package combines two essential policies to ensure you are fully protected while teaching:
Professional Liability (Civil Liability): This protects you if you unintentionally cause bodily injury or property damage to a third party (e.g., a student or another skier) during your lessons. It includes civil and criminal defense, legal fees, and bail bonds.
Participant Accident Insurance: This covers your students or participants in case of accidents occurring during training sessions on marked ski slopes. It includes medical assistance, search and rescue, and compensation for disability or death.
2. Key Coverage Limits You Should Know
To work legally and safely, you need robust limits. Our policy offers:
Liability Limit: Up to €601,012 per claim and per victim.
Fixed Deductible: Only €150 for liability claims.
Rescue & Medical (Participants): Up to €6,000 for search, rescue, and medical assistance for your students.
Accident Deductible: €0 (No deductible) for participant accident claims.
3. Where Are You Covered?
The geographic scope is designed for international instructors.
For Liability: Coverage is valid in Spain, the European Union, Andorra, and Switzerland.
For Participant Accidents: Coverage applies during training activities on marked and designated slopes.
4. Choose Your Plan: 3 Options Tailored to Your Needs
We offer flexible pricing tiers so you only pay for the coverage you really need.
Option 1: Basic Civil Liability (The Essential)
Best for: Instructors who need to meet the mandatory legal requirement for third-party damage to work in resorts.
Price: €91.95 / season
Includes: Civil Liability up to €601,012 and Legal Defense.
Option 2: Basic Participant Accidents
Best for: Instructors who already have liability coverage (e.g., through a school) but want to insure their students against injuries.
Price: €117.32 / season
Includes: Medical assistance, search & rescue, and disability coverage for your students.
Option 3: Complete RC + Accidents (Recommended)
Best for: Total protection. This "all-in-one" pack covers lawsuits against you AND medical/rescue costs for your students.
Price: €209.27 / season
Includes: Everything in Option 1 + Everything in Option 2. Save money by bundling both policies.
Why Choose Seguren?
Instant Certificate: Apply online and receive your certificate immediately—perfect if you need to present proof to a ski school director or resort management today.
100% Online Process: No paperwork, no delays.
Single Premium: Pay once for the entire season.
Ready for the Season?
Don't risk your career over an accident. Get the professional protection you need in minutes.
👉 Get Your Instant Quote & Certificate Here
